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All agents are NOT alike! Find out why we are top real estate experts. Call us: 908-331-0669.

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Why Buyers Choose Peter Tobia and Carol Taylor
Welcome > For Buyers > Why Buyers Choose Peter Tobia and Carol Taylor ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

OCEANFRONT PROPERTIES
LIFESTYLE COMMUNITIES
WATERFRONT PROPERTIES
BEACHSIDE SINGLE FAMILY HOMES
BEACHSIDE CONDOMINIUMs
MAINLAND SINGLE FAMILY HOMES
MAINLAND CONDOMINIUMS  

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Vero Beach, Melbourne and Treasure Coast area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Vero Beach, Melbourne and Treasure Coast market, even listings not yet on the MLS, through our professional Florida real estate affiliations. 

- Our expert local knowledge of the Vero Beach, Melbourne and Treasure Coast area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Vero Beach, Melbourne and Treasure Coast is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Vero Beach, Melbourne and Treasure Coast area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Vero Beach, Melbourne and Treasure Coast. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What economic factor can make the purchase of a home an excellent long-term investment?

A 
Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Peter Tobia and Carol Taylor, REALTOR®, real estate agents and broker for Vero Beach, Melbourne and Treasure Coast, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Peter Tobia and Carol Taylor
Thorpe - Sotheby's International Real Estate

675 Beachland Boulevard
Vero Beach, FL 32963
732-735-5114: 908-331-0669
petertobia@NUMBER1EXPERT.com

We specialize in Oceanfront, Indian Riverfront, Vero Beach Barrier Island, local waterfront communities and finer neighborhoods along Vero Beach and the Treasure Coast. Proudly serving Vero Beach, John's Island, Orchid Island Golf and Beach Club, Indian River Shores, Windsor, Sea Oaks, The Moorings, The Indian River Club, Grand Harbor, Wabasso, Sebastian and the Melbourne Beaches. Carol is a licensed REALTOR, has a Graduate Realtor Institute designation and over 29 years of Real Estate sales experience, as well as dozens of sales awards for outstanding achievements. Peter is a licensed REALTOR and a licensed Professional Engineer, with extensive residential building and development experience and knowledge. Find out why Money Magazine has named the Vero Beach, Indian River County region as "One of the best places to live in the nation" several years in a row. Come join us for "Another Day in Paradise" at Vero Beach! We are the Vero Beach, Melbourne and Treasure Coast NUMBER 1 Real Estate EXPERTS. Call or e-mail us today!

REALTORGRIMLS


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