Vero Beach, Melbourne and Treasure Coast real estate and homes for sale in Florida - Peter Tobia and Carol Taylor, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Peter Tobia and Carol Taylor
Login
Go To Sitemap
Peter Tobia and Carol Taylor

Feature Properties
Feature
Properties

Feature Properties
ADMIN Login


All agents are NOT alike! Find out why we are top real estate experts. Call us: 908-331-0669.

Special Offers
Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

Testimonials
A Real Gem
Sue and Bob
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Peter Tobia and Carol Taylor is one of The Top Selling Real Estate Experts™
Find Out More >


School Reports
See the nation's top rated reports for Schools in Vero Beach, Melbourne and Treasure Coast >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
New Construction
Welcome > Find Homes > Search All Homes > New Construction ...

HomeBuilder.com

HomeBuilder.com

New Home Network

NewHomeNetwork.com

New Home Network

NewHomeSource.com

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As top Vero Beach, Melbourne and Treasure Coast area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



School Reports in Vero Beach, Melbourne and Treasure Coast, Florida
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Vero Beach, Melbourne and Treasure Coast 



Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?

A 
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
See More Real Estate Trivia >


Print This Page Send To A Friend


Peter Tobia and Carol Taylor, REALTOR®, real estate agents and broker for Vero Beach, Melbourne and Treasure Coast, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Peter Tobia and Carol Taylor
Thorpe - Sotheby's International Real Estate

675 Beachland Boulevard
Vero Beach, FL 32963
732-735-5114: 908-331-0669
petertobia@NUMBER1EXPERT.com

We specialize in Oceanfront, Indian Riverfront, Vero Beach Barrier Island, local waterfront communities and finer neighborhoods along Vero Beach and the Treasure Coast. Proudly serving Vero Beach, John's Island, Orchid Island Golf and Beach Club, Indian River Shores, Windsor, Sea Oaks, The Moorings, The Indian River Club, Grand Harbor, Wabasso, Sebastian and the Melbourne Beaches. Carol is a licensed REALTOR, has a Graduate Realtor Institute designation and over 29 years of Real Estate sales experience, as well as dozens of sales awards for outstanding achievements. Peter is a licensed REALTOR and a licensed Professional Engineer, with extensive residential building and development experience and knowledge. Find out why Money Magazine has named the Vero Beach, Indian River County region as "One of the best places to live in the nation" several years in a row. Come join us for "Another Day in Paradise" at Vero Beach! We are the Vero Beach, Melbourne and Treasure Coast NUMBER 1 Real Estate EXPERTS. Call or e-mail us today!

REALTORGRIMLS


www.RealEstateAtVeroBeach.com is brought to you by Peter Tobia and Carol Taylor
NUMBER1EXPERT™ in real estate for Vero Beach, Melbourne and Treasure Coast, Florida

Read Peter Tobia and Carol Taylor's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.RealEstateAtVeroBeach.com is brought to you by Peter Tobia and Carol Taylor