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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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Photo Credits: Most of the photos used on our web site were taken by J. Cherniga and were made available to RealEstateAtVeroBeach.com.
All photos are protected by US copyright and may not be used without written permission of Mr. Cherniga.
Framed prints of his photos are available for purchase at his web site
www.jcherniga-images.com/
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Vero Beach, Melbourne and Treasure Coast Photo Gallery Request our Free Vero Beach, Melbourne and Treasure Coast Relocation Package. It's packed full of useful and important information about the Vero Beach, Melbourne and Treasure Coast, Florida area. Don't move here without it! It's our job to know EVERYTHING about Vero Beach, Melbourne and Treasure Coast! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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| Q |
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
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| A |
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA". |
| See More Real Estate Trivia > |
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Peter Tobia and Carol Taylor
Thorpe - Sotheby's International Real Estate
675 Beachland Boulevard
Vero Beach, FL 32963
732-735-5114: 908-331-0669
petertobia@NUMBER1EXPERT.com
We specialize in Oceanfront, Indian Riverfront,
Vero Beach Barrier Island, local waterfront
communities and finer neighborhoods along Vero
Beach and the Treasure Coast.
Proudly serving Vero Beach, John's Island,
Orchid Island Golf and Beach Club, Indian River
Shores, Windsor, Sea Oaks, The Moorings, The Indian River Club, Grand Harbor, Wabasso,
Sebastian and the Melbourne
Beaches.
Carol is a licensed REALTOR, has a Graduate
Realtor Institute designation and over 29 years
of Real Estate sales experience, as well as
dozens of sales awards for outstanding
achievements.
Peter is a licensed REALTOR and a licensed
Professional Engineer, with extensive
residential building and development experience
and knowledge.
Find out why Money Magazine has named the Vero
Beach, Indian River County region as "One of
the best places to live in the nation" several
years in a row. Come join us for "Another Day
in Paradise" at Vero Beach!
We are the Vero Beach, Melbourne and Treasure
Coast NUMBER 1 Real Estate EXPERTS.
Call or e-mail us today!   
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NUMBER1EXPERT™ in real estate for
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